Business Certificates of Deposit

• Interest compounded daily
• Minimum opening amount of $1,000
• Certificate may be issued for any amount of $1,000 or more and for any maturity term
• Interest rate is based on the amount and term of the certificate
• Certificate is automatically renewable at maturity at the bank's stated interest rate for the same maturity period

Wall Street Certificate of Deposit

• Interest compounded daily
• Minimum opening deposit $50,000
• Minimum one-year term
• Rate is adjusted on the first business day of each calendar quarter at the 90-day LIBOR rate, as published in The Wall Street Journal, less 0.50%